Legal Documentation

Privacy Policy & Terms of Use

Money Protects Capital Limited · DFSA Regulated · Licence #7741

Last updated: April 2025 · Version 2.0

Who We Are

Money Protects Capital Limited ("MPCL") is a company regulated by the Dubai Financial Services Authority (DFSA) under Category 3C, operating from the Dubai International Financial Centre (DIFC). Registered address: DIFC, Dubai, United Arab Emirates. DFSA Licence Number: 7741 Contact: compliance@moneyprotects.com

Data We Collect

We collect and process the following categories of personal data: • Identity data: full name, date of birth, nationality, passport or Emirates ID number • Contact data: email address, phone number, residential address • Financial data: property details, investment amounts, net worth declarations, bank information • Technical data: IP address, device identifiers, browser type, usage logs • KYC/AML data: identity verification documents, source of funds declarations, credit bureau data (with your explicit consent) We collect this data when you register, submit an application, upload documents, or interact with the portal.

How We Use Your Data

We use your personal data for the following purposes: • Processing and managing your investment application • Conducting identity verification, KYC, and AML checks as required by DFSA regulations • Communicating with you about your application, investment status, and required actions • Generating regulatory documents including term sheets, consent records, and execution certificates • Meeting our legal obligations under DFSA rules, DIFC law, and applicable UAE legislation • Fraud prevention, security monitoring, and audit trail maintenance We do not sell your data to third parties. We do not use your data for unsolicited marketing without consent.

Legal Basis for Processing

We process your personal data under the following legal bases: • Contractual necessity — to fulfil our obligations under the investment framework agreement • Legal obligation — to comply with DFSA, DIFC, and UAE regulatory requirements • Legitimate interests — to operate our platform securely and prevent fraud • Consent — where you have explicitly provided consent (e.g. credit bureau check authorisation)

Data Retention

We retain your personal data for a minimum of 6 years following the conclusion of your investment or the termination of our relationship, as required by DFSA record-keeping obligations. Application records, documents, investment ledger entries, consent histories, and audit trails are retained independently of your portal account. Deleting your portal account removes login access only — it does not erase your financial records, which are subject to regulatory retention requirements.

Your Rights

You have the following rights regarding your personal data: • Right of access — to request a copy of data we hold about you • Right to rectification — to correct inaccurate data • Right to erasure — subject to regulatory retention obligations • Right to object — to processing based on legitimate interests • Right to data portability — to receive your data in a structured format • Right to withdraw consent — where processing is based on consent To exercise any of these rights, contact: compliance@moneyprotects.com

Third-Party Sharing

We may share your data with the following categories of third parties, strictly on a need-to-know basis: • Banking and financial institution partners — for product structuring and deployment • Credit reference bureaus — with your explicit consent • DFSA and other regulatory authorities — as required by law • Technology service providers — who process data on our behalf under strict data processing agreements (cloud storage, communication platforms) All third-party processors are subject to contractual data protection obligations aligned with applicable data protection law.

Security

We implement industry-standard technical and organisational measures to protect your data, including: • TLS encryption for all data in transit • Encrypted cloud storage with access controls • Role-based access control within the portal • Audit logging of all data access and modifications • Regular security reviews In the event of a data breach that poses a risk to your rights, we will notify the DFSA and affected individuals in accordance with applicable regulations.

Terms of Use

By accessing the MPCL Investor Portal, you agree to the following: • You are accessing this portal as a Professional Client (as defined by the DFSA) or as an authorised staff member of MPCL. • You will not share your login credentials or permit unauthorised access to your account. • All information you submit is accurate and complete to the best of your knowledge. Providing false information may result in application rejection and potential legal consequences. • The portal and its contents are the intellectual property of Money Protects Capital Limited. You may not reproduce, distribute, or exploit any part of the portal without written consent. • MPCL reserves the right to suspend or terminate access to the portal at its discretion, including for suspected fraud, regulatory breach, or misuse.

Limitation of Liability

The information on this portal is provided for the purpose of managing your investment application and does not constitute financial, legal, or tax advice. MPCL, its officers, directors, and employees shall not be liable for any indirect, consequential, or incidental loss arising from use of this portal, reliance on illustrative projections, or interruptions in service. All investment projections and return illustrations are non-binding estimates based on current market assumptions. Returns are not guaranteed. Your capital may be at risk. The value of investments and returns can go down as well as up.

Contact & Complaints

For privacy queries, data requests, or complaints: Email: compliance@moneyprotects.com Address: Money Protects Capital Limited, DIFC, Dubai, UAE If you are not satisfied with our response, you have the right to lodge a complaint with the DFSA. DFSA contact: www.dfsa.ae

Money Protects Capital Limited is regulated by the Dubai Financial Services Authority (DFSA), Category 3C, operating from the Dubai International Financial Centre (DIFC). All rights reserved © 2021–2026.